Frequently Asked Questions

Yes, all of your personal information is stored in an electronic wallet on a private blockchain running within the Microsoft Azure cloud. During registration you will be sent a private key which you can use to access your information within the ImagineBC mobile app. For convenience, you can request that ImagineBC store an encrypted version of your private key on your mobile device, but it is recommended that you always keep a hard copy version of your key stored some place safe and secure.

The email verification, community invitation, resume reference, and bank prenote verification actions are fully automated processes that require no manual intervention by the ImagineBC staff. Resume reference verification is provided by our partner aRefChex. The verification of your photo ID is initially automated. ImagineBC uses OCR to extract your name from the document provided and check that the document is valid. If the document is valid, the extracted name will then be matched against the name you provide during registration. If the names match you will be awarded Trust Points. If the document is not considered valid or the names don’t match, the action will be sent to ImagineBC’s verification portal where an ImagineBC support representative will visually match the name on the document you provided to the name you entered during registration and determine if the document you provided is valid. After the verification process is completed, all personal information about each member is destroyed by ImagineBC, and only the member will have control of their data through the electronic wallet created for them at the time of registration.

Your Reputation Score is a measure of how honorably a member acts within the ImagineBC community.  A member’s score will go up if the member is living up to their commitments regarding the completion of commercial transactions, or the member is helping to grow the size of the community. There are four achievements available to every newly registered member. The completion of these achievements will help that member get their Reputation Score moving in the right direction. A member’s Reputation Score can fall if ImagineBC determines the member is attempting to unfairly take advantage of earning opportunities.

ImagineBC’s role within the community is to create earning opportunities for its members from the personal data they provide. ImagineBC will never sell the personal data of a single member or group of members. We provide a free set of tools to companies that allow them to query aggregated member data. Companies can use these aggregated data sets to create surveys, focus groups, or advertising campaigns. Any member whose data was included within an aggregated data set will be given an opportunity to earn money from the campaign, and all members will be entitled to earn the same amount of money from any single campaign.

Each month we run a competition to reward you for helping to grow the community. Follow the in-app directions to invite people you know and you’re automatically entered once they become full members. The more people you invite that become members the more opportunities you have to win. And, don’t forget to finish your first survey for an immediate cash reward. Plus, you can earn 5% bonus back each time you elect to redeem all or part of your available balance into an ImagineBC reward card. In addition, we’re working to offer opportunities to earn money by watching ads, filling in surveys, and more all while interacting with the world’s best brands.

No, ImagineBC is a closed loop community. This means that you will never receive any type of communication from ImagineBC or any other 3rd party outside of the ImagineBC mobile application unless you have agreed to provide this information to a 3rd party for fair compensation.

ImagineBC takes a 10% transaction fee from the full cost of any transaction completed within the community. So, if member A were to sell some good or service to member B for $10, ImagineBC would keep $1.00 from this completed transaction. Member A, as the seller of the good or service would earn $7.00 from the transaction and the remaining $2 would be distributed to the member who referred Member A to the community and to the member who referred Member B to the community.

To qualify for an “in-application” presence, a company must provide value to the ImagineBC community. You provide value by helping grow the community – the larger the community the more earning opportunities will be available for members. You can also provide value by providing access to additional personal information because this creates additional earning opportunities for members. Finally, members may provide value toward the community by offering their experience and services in a variety of departments, including, but not limited to, financial guidance, education, health & wellness, and business development. Providing value and information that benefits others in our community is an ability that remains invaluable, and we encourage all our members to share the knowledge that they hold.

The integration and use of Blockchain Technology in our system provides our user’s data with the highest form personal data security to date. This enables member’s identity and data to be protected – preventing anyone but you from accessing your information. Blockchain Technology allows ImagineBC to treat every member as anonymous, while still verifying that every member of the community is who they say they are. The way we do this is simple: Once you sign up for ImagineBC your data is stored and controlled on your device and all account verification data is wiped from our servers – instead of being stored in massive databases. Only you have access to your information and only you can grant permission to use it. And that’s the important thing. You get to decide what we, and everyone else on ImagineBC, would know about you. By default, you’re anonymous until you decide otherwise.

Within ImagineBC, you have the ability to donate to a variety of social causes we have partnered with. You may also submit any organization you feel close to. In doing so, you provide our entire community the opportunity to donate to your preferred cause.  For any donation processed, ImagineBC takes ZERO percent of the amount contributed. 100% of ALL donations are sent directly to the organization chosen.

• One-time Donation: Any time you receive free money, new money, referral money, or transfer personal money into your ImagineBC account, you can donate any portion of it towards a social cause of your choice. 
• Automate Donations from Free / New Money: Automations make it very simple to continuously donate a portion of your ImagineBC money towards any social cause of your choice. Any time you receive free money, new money, referral money, or direct deposit from personal bank, a % of those earnings can immediately be donated to your preferred cause. You have full control over the % of earnings to donate, which charity to donate to, where the donations are coming from, and have ability to set multiple automations. 
• Create Donation Challenge: ImagineBC enables you to raise awareness and funds by creating donation challenges for all of your members. Partner with your preferred social cause, provided the cause is a valid 501(C) non-profit.
• At any given time, you can donate any, or all, of your earnings received from using our 5% rewards debit card. You choose whether this will be a one-time donation or recurring.

Currently, ImagineBC has partnered with a number of both local and global social causes for our community to donate toward. The following are a few, of many, of the charitable partners you can contribute toward today: Concerts For Hope, National Network to End Domestic Violence, Toys For Tots, Running Start and Hope For Haiti. For Additional Organizations Not Listed, by providing a website URL for your preferred organization, our team will be able to verify and add them within this section for anyone in our community to donate toward. We thank you in advance for submitting organizations for this cause.

Any withdrawal request submitted by a member before 4PM Eastern Monday thru Friday is processed that day and will post to the members account sometime the next BANKING day.  Note that for transactions processed on Friday, the next BANKING day is Monday.

Any withdrawal request submitted by a member on Saturday, Sunday or a US federal holiday  is processed on the next banking day and will post to the members account sometime the next BANKING day.  For example, member withdrawal request on a Saturday or Sunday is processed on Monday and will post to the member account on Tuesday.  A withdrawal request submitted on a Monday federal holiday will be processed on Tuesday and will post to the members account sometime on Wednesday.

A withdrawal request submitted by a member AFTER 4PM Eastern Monday thru Friday is not processed until the following banking day and will post to the member account on the next banking day.  For example, if a member submits a withdrawal request at 8PM eastern on Monday, that will be processed on Tuesday and will post to the member account on Wednesday.